CALCULATOR · FREE免费 · Free
Net Worth Calculator
Net worth is total assets minus total liabilities. It puts cash, investments, property, loans and cards on one page; track it quarterly and watch the trend rather than one number.
--Total assets · $
--Total liabilities · $
--Net worth · $
Estimates only; verify on site before ordering or building.
Example
| Item | Value | Unit |
|---|---|---|
| Cash | 10000 | $ |
| Investments | 50000 | $ |
| Property | 300000 | $ |
| Other assets | 5000 | $ |
| Mortgage | 200000 | $ |
| Loans | 10000 | $ |
| Credit cards | 5000 | $ |
| Other debts | 0 | $ |
| Total assets | 365000 | $ |
| Total liabilities | 215000 | $ |
| Net worth | 150000 | $ |
Where people go wrong
- Counting home value without the mortgage.
- Missing cards or buy-now-pay-later balances.
- Treating pre-tax retirement accounts as fully spendable.
FAQ
Is a home an asset?
Yes, but subtract the mortgage; a primary home does not produce cash flow.
How often should I calculate?
Quarterly or semiannually, using a consistent definition.
Is this financial advice?
No; consult a licensed advisor.